ExpenseSumo is a privacy-focused expense tracking web application designed for individuals who want a simple, manual way to manage their finances without linking bank accounts or sharing data. It offers multi-account support, multi-currency tracking, budgets, recurring transactions, and net worth calculation. The free plan never expires, and a Pro plan is available for $2.92/month. Key features include:
- Multi-Account Support: Track cash, credit, loans, mortgages, and IOUs in one place.
- Budgets That Don't Lie: Set monthly limits with clear status indicators.
- Multi-Currency Tracking: Handle accounts in different currencies with pre-filled exchange rates.
- Recurring Transactions: Automate salary, rent, and subscriptions with overdue alerts.
- True Net Worth: Real-time calculation of assets minus liabilities.
- Privacy by Design: No bank logins, no card numbers, no data selling.
Use cases include solo budgeters, expats and remote earners, freelancers, and friends/family tracking loans.

